Paycheck Calculator
Estimate your take-home pay after federal, state and FICA deductions.
Results
This calculator provides an approximate take-home pay estimate using simplified 2025 US federal tax brackets, FICA taxes (Social Security 6.2% + Medicare 1.45%) and your state tax rate. It uses the standard deduction and does not account for 401(k) contributions, health insurance premiums or other pre-tax deductions. For exact numbers, consult a tax professional.
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Frequently asked questions
No, this provides an estimate using simplified tax brackets and the standard deduction. Actual take-home pay depends on W-4 withholding elections, pre-tax deductions (401k, health insurance), local taxes and other factors.
FICA (Federal Insurance Contributions Act) includes Social Security tax (6.2% on income up to $168,600 in 2025) and Medicare tax (1.45% on all income). Your employer pays a matching amount. Self-employed individuals pay both halves (15.3%).
Approximately $15,000 for single filers, $30,000 for married filing jointly, and $22,500 for head of household. These reduce your taxable income before brackets are applied.
State income tax rates vary from 0% (Texas, Florida, Washington, Nevada and 5 others) to over 13% (California top bracket). Most states fall in the 3-7% range. Enter your state's effective rate or marginal rate for an estimate.
Biweekly pays every 2 weeks (26 paychecks/year), semimonthly pays on the 1st and 15th (24 paychecks/year). Biweekly gives 2 extra paychecks per year, so each check is slightly smaller but annual pay is the same.